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Currently I'm working with someone and...I'm looking for a long term (4 years) grace period loan for build an oil palm plantation. any one can help?Your family and the local bank.What's the best type of mortgage to refinance to?...credit score and mortgage history are going to be a factor. 40 year mortgages are a good product to lower your monthly payments...Is it a good time to go with a particular adjustable rate mortgage?i would have to say no, rates are going to rise for some time, i would fix a good rate then when rates come down refinace at the lower rate...Need financial advice: student loans?Wow, you really screwed the pooch by not starting to pay these when you should have. You're going to be lucky if you ever get to retire...I am looking for a loan from a local finance company, to help me get the money to pay off the contract I have?All you need is a mortgage for the purchase of the home. 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